Log onto MyCreateHealth.com to view all your claims for services received in 2017 and later. Local 338 proudly represents nearly 13,000 working people in a variety of different industries. Individual Dental Insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries. Whether it is mental health or substance abuse referrals or other community support, MAP helps you navigate through the process of receiving help, and is strictly confidential. TeamstersCare provides its members with a broad range of dental services at three convenient locations. 807 Spring Forest Rd, Ste 600, Raleigh, NC 27609. . hb```f``r``a``d@ A+ssO/jpL^X d=l:;:::;8op1nj06u5L@B`0h` bV( ,Hl" ,K Ia``bdZ2Ee&(D6+!>Wa`YX? Click here. According to the U.S. Bureau of Labor Statistics, thats an extra $204 per week! And, you'll have access to discounted medical liability insurance through our partner, MLMIC A world of choice Offer your members high-quality healthcare where they live and work. You can find several affordable individual dental insurance plansonline. Are you dedicated to social and economic justice in your community? Important Note: Whether or not you are eligible for all of the following benefits depends on your member status. MagnaCare Provider Locator Find a healthcare provider Choose your plan to find a provider in your area. /ColorSpace/DeviceGray 82 0 obj <>/Filter/FlateDecode/ID[<4F290D705744DF01CD7F78E8E5AB0A8E>]/Index[63 31]/Info 62 0 R/Length 92/Prev 199197/Root 64 0 R/Size 94/Type/XRef/W[1 2 1]>>stream Congratulations to the winners of the 2022 UFCW Local 1500 Scholarship Winners. Local 338 Child Care Benefit Reimbursement Application, NYC Facilitated Childcare Enrollment Project Eligibility Request, Click Here to Learn More About The Union Advantage. As a union member, you cant be disciplined or fired just because your boss doesnt like you, while those who dont belong to a union are forced to work at will.. Located in Georgetown, this 4BD/4.5BA includes a gou. Oral examinations, charting and x-rays to determine your dental needs, Denture adjustment (if dentures are more than 3 months old), Root canal (limited to six front upper and 6 front lower teeth only). /Width 83 1 verified review. If your TeamstersCare benefits include dental services through Dental Blue Freedom, you have the flexibility of choosing any dental provider. Policy Form IP-DEN-16 ET. % 5.00. %PDF-1.4 Your out-of-pocket costs will lower if you choose a dentist in one of the Dental Blue Freedom networks. If you need clarification on a patient's coverage, contact Provider Services at 800.352.6465. DPPO plans, such as those from Guardian, may come with different coverage options. Through our national network of Delta Dental companies, we offer dental coverage in . Depending on your job status and/or Union contract, you MAY also be eligible for other benefits such as child care, supplemental disability, hearing aid reimbursement, hospital income replacement and more. State. And with over 120,000 participating providers in 420,000 locations across the United States, you may not have to travel far to find your dentist.2 The Guardian dentist lookup tool makes it easy to find in-network options near you. Members can fill prescriptions each month at little or no charge, and Local 338 benefit plans pay over $$$ annually. Have you recently moved or changed your email address? Nominate a colleague (or even yourself) for participation in the MagnaCare provider network. Material discussed is meant for general information purposes only and is not to be construed as medical, tax, legal or investment advice. If the premium price is more important, then an HMO may be a better choice for you. An employer gets reduced group rates, and group plan members often enjoy higher benefits than an individual plan. During our normal office hours, you may call the nearest TeamstersCare office to schedule an emergency visit. The Rent Zestimate for this home is $9,130/mo, which has increased by $73/mo in the last 30 days. Local 338 and their dependents are eligible for a number of scholarship opportunities that can be applied towards the costs of higher education. Dr. Simmers completed an Advanced Education in General . Still, many people prefer DPPO plans. 73288 for dental claims Medicare compliance regulations And more Dentists can call Humana's Provider Customer Service for assistance at 800-833-2223, Monday - Friday, 8 a.m. - 8 p.m., Eastern time. stream These dentists have . endstream endobj 64 0 obj <> endobj 65 0 obj <> endobj 66 0 obj <>stream If you have questions regarding your pension benefits and surviving spouse options please contact the Union Hall at 924-2650. Access to educational opportunities is something Local 338 strongly values. https://www.guardianlife.com/dental-insurance/benefits, https://www.guardianlife.com/dental-insurance, Confidentiality for domestic violence victims, Agreement to conduct business electronically, Do Not Sell or Share My Personal Information. =V/U_ZmXhSETykoYPl1 Fx2Ga#hj6mm If your profile already includes your phone number, no action is required. Dentist. See gift card for details. Your company may also pay a percentage of the premium for you. If you have any questions about your Dental Blue Freedom benefits, call BCBS Member Service at (800) 241-0803. Any questions about claims should be directed to one of the representatives in the Medical Claims Call Center at 516- 294-1338 ext. Visit a dentist in your network to get the most savings. Please see below for the full details and note that application deadlines do vary. >> What may be fully covered by one may not be covered at all by another, so it's essential to review the policy's Plan Summary. The Member Assistance Program (MAP) is designed to help Local 338 members achieve a better quality of life. As a member of Local 338 (or dependent of a member), you are eligible for scholarships and opportunities to achieve an Associates or Bachelors Degree for free, as well as GED and language access programs. I'm eligible for services, but I've never been to a TeamstersCare dental office and I have a dental problem that requires immediate attention. You can add your phone number now by going to the Manage your One Healthcare ID link above and clicking the Verification Options tab. 1775. endobj Guardian is a registered service mark of The Guardian Life Insurance Company of America Copyright 2022 The Guardian Life Insurance Company of America, New York, N.Y. hmO9a %PDF-1.5 % Remember, however, that just because a plan costs less doesn't necessarily mean it's the best option for you. 63 0 obj <> endobj As a full or part-time member who participates in the Local 338 Benefits Fund, you qualify for optical and dental benefits. Connect remotely with your patients using . +yeo0Dhg[d>q(:' bO/\?`,\71 1sRaptDvJReC$'*>.#S06i~&_fQvZ'}JX>7U;M3+5dYfX;P^YXqR,h$69Q$Y4 stE/Ceu,?PGd9!O]',\/;Z*:t'R5Uokt@I3_(G)0Ugqiu]bOV[7Vdd~GpC]vk(M=m7[0} Dr. Deborah Simmers is a graduate of the East Carolina University (ECU) School of Dental Medicine and is a member of the American Dental Association, North Carolina Dental Society, and Old North State Dental Society. Because broken appointments lead to longer wait times for everyone, you will be chargeda $10 fee for missed appointments. Please refer to your policy for a complete list of limitations and exclusions. Are you eligible for TeamstersCare benefits? BCBSMA handles all in and out-of-network claims. Delta Dental of California, Delta Dental Insurance Company, Delta Dental of Pennsylvania and affiliates. Choose from a wide range of health plans customized to your needs. The list of participating providers is at A written list of participating providers is available upon request. Please call the Funds Office at 516-294-1338 ext. Who do I speak to? If you have to submit a dental claim yourself, you should be able to obtain the form from your dentists office. What is the nature and location of the problem. Our gratitude goes to our faithful customers, talented and team-oriented employees, and partners who have made all of this possible since 1998! Enter your address, city or ZIP code and select your plan from the drop-down list. Contact Change Healthcare (formerly EMDEON): 800.845.6592 Once you're set up Submit claims electronically to Change Healthcare and other electronic clearing houses using: Payor ID 11303 For any questions about electronic claims submission, Contact us at ediclaims@magnacare.com or call: 800.582.6037 FAQ Have any questions? Your dentist cares for your mouth because your oral health is essential to your overall health. The Local 338 is a great resource for members and you'll be able to view all of your Local 338 news and benefits in the palm of your hand. Find a local dentist and save 20-60% on dental work with a discount dental plan. Call one of the TeamstersCare dental offices, describe your dental problem, and we will attempt to accommodate you in a timely manner. Any questions about claims should be directed to one of the representatives in the Medical Claims Call Center at 516- 294-1338 ext. Many policies fully cover basic preventative measures like regular checkups and cleanings and sometimes routine x-rays. Search for a provider in your network to be sure you get the most out of your plan. There is also information available on the bulletin boards at your worksite or on your . TeamstersCare provides its members with comprehensive dental benefits for routine cleanings, x-rays, fillings, dentures and other dental services. Access to educational opportunities is something Local 338 strongly values. 2 0 obj The network of dentists and specialists is usually much smaller, so you may have to travel farther. Union members have rights and protections that correspond with the number of years they have been working in their field. Our offices are located in: TeamstersCare In-House Dental offers the following services to our members and their families: At one time or another, you may experience a dental problem that requiresprompt attention. 1305. You can go to anyone in the network and save. Make sure to read the plan summary and know what will and will not be covered, along with your costs. Then, click Refine search > Languages > Select your language to filter the results. It's an "in-network" dentist or other dental specialist. /Filter/FlateDecode Local 338 has helped negotiate good contracts with raises for me and my coworkers., Being a Local 338 member has provided me with a sense of security and allowed me to support my family my entire life., "I appreciate the support I have as a member of Local 338 through my benefits and representatives. If you have questions or want more information about the Employee Assistance Program please contact Kaiser-Trentwood's Human Resources Department, Dave Hill- Local 338 EAP Chair at (509) 842-6336. 1776 for further details or visit your My Local 338 account. The Member Portal is your place to enter the digital world of the union! All rights reserved. All our representatives are based in the USA. Read our press releases and download our latest Union Newspaper. DHMOs also typically don't require that you pay a deductible, and they don't have caps on how much they will pay for dental services. But it doesnt have to be prohibitive especially if you have a dental insurance plan to help pay for care, starting with regular checkups. While DPPOs are often preferred, they aren't the only plan type available fromdental insurance providers. More Americans choose Delta Dental than any other dental insurance company. In order to maintain an A+ rating, a business must meet the following qualifications: My routine dental work is cut by at least 50% every time.Christina, New Jersey, I was so relieved. My cost dropped immediately from over $1,500 to about $800.Deanne, Michigan, Saved over $700 on a deep cleaningAnita C., Texas, Better than insurancePatrick P., Ohio. All Local 338 members and their dependents are also eligible for the UFCW Free College program, which lets you earn an associates degree and certain professional certifications at an accredited college at no cost to you! Dr. The location may not be as convenient. Studies find that people with dental benefits tend to receive better dental care, which can make them healthier overall. They typically handle all the claims processing for you as well. UFCW Local 1500 est ahora disponible en espaol! >> These services are provided through both our in-house dental offices and through a Blue Cross Blue Shield of Massachusetts (BCBSMA) program called Dental Blue Freedom. If youre a working parent, then you know how essential childcare is when it comes to being able to provide for your family. Search your plan's network Enter your address, city or ZIP code and select your plan from the drop-down list. !zHJXjHF"p;+|r&4W1f+=b$Ot|=ZMY9-s:"*(Oo;/+ND{%nK-.&IEdCo:SoOKj|S[1.zwehusqm0dB$Om;x$OQ1Yy_9Q-JYl~` If life gets in the way of your schedule and you need to cancel an appointment, please call at least 24 hours in advance of the appointment time. This website is the home of Dentegra Insurance Company and Dentegra Insurance Company of New England. Dentegra dental plans are underwritten by Dentegra Insurance Company (Dentegra), except in New York where they are underwritten by Dentegra Insurance Company of New England. How can I obtain information about my Health Benefits? If you speak Spanish, you can search the Spanish-language directory. Local 338 retirees can also access different services and information. Zestimate Home Value: $2,400,000. No. The grievance procedure was negotiated in our contracts to help any employee who feels he or she has been treated unfairly in any way. Answer: Depending on your Union contract, you MAY be eligible for benefits such as child care, supplemental disability, hearing aid reimbursement, hospital income replacement and more. 1 verified review. Provider Tools. /Type/ExtGState Even after youve used it thats crazy. The term " Dental PPO ," or DPPO, refers to a dental insurance plan with a Dental Preferred Provider Organization (or network). Additionally, there's likely a cap on the maximum amount the plan will cover per member, typically between $1,000 to $2,000 annually. Open up a checking account that rewards you & the UFCW Local 1500 charity fund today! Provider Fee Schedule Use this form to look up fee schedules in your union Enter your Provider Number Enter Union Number Select Fee Schedule Search Fee Schedules Questions? Administrative and claim forms. 5.00. Dental office resources. For answers to specific questions about your pension or annuity, please contact The Local 338 Retirement Department at 516- 294-1338 ext. Please refer to your health insurance ID card to select the appropriate network. They have contracted with your dental insurance company to provide services at a discount. Also, your current dentist is less likely to be on the approved list. New Guidelines From the American Heart Association: Antibiotics and Your Heart, Your Childs Primary Teeth An Eruption Chart. If you have any suggestions or questions, please e-mail or call: support@ddsinc.net 1-800-255-5681 . We apologize for the confusion, but due to Washington state statutes, please proceed to. Products are not available in all states. The biggest roadblock to proper dental care in America is cost. For example, you have to choose a primary care dentist and go through them for all care. The TeamstersCare dental offices will see any eligible member, dependent or retiree for dental emergency visits during normal office hours. Discover whats new with Guardian group dental insurance, Employees leaving work-sponsored plans or COBRA, Plan for the retirement you want and envision. To find out more, including about qualifications and deadlines, or to start the application process, log into your . These dentists have . If you have any suggestions or questions, please e-mail or call: support@ddsinc.net 1-800-255-5681 DPPOs negotiate discounts with in-network dentists so that you pay a lower fee, even if your policy does not cover a procedure or you haven't yet met your deductible. Products are not available in all states. Integrated Dental Administrators, Inc. A Dental Program for the Members and Dependents of Local 1500 Welfare Fund UFCW 425 Merrick Avenue, Westbury, NY 11590 Patient Information Help-Line 1-855-UFCW-1500 . 56 mi. Many preventative services, such as teeth cleaning, are often free of charge for members. Local 338 members have access to Teladoc and Guardian Nurses, two free services that are available to help answer any questions or put a patient in touch with a hard-to-reach doctor. Otherwise, you may call BCBS Member Service at (800) 241-0803. ; IP-DEN-20;ET.AL, FLORIDA Policy Form IP-1-MDG-DHMO-FL-OFF-17, NEW YORK Policy Form IP-MDG-NY-FP-OFF-1721; IP-MDG- NY-EHB-OFF-21,TEXAS Policy: IP-1-MDG-DHMO-TX-17, ILLINOIS Policy: IP-FCW-DHMO-IL-21. You may see an orthodontist of your choice without a referral from a dentist. We have a long history of helping workers improve their jobs and livelihoods and can help you and your coworkers! When you travel outside of the tri-state area, look at the back of your card to find your out-of-area provider. Since 1987 Alicia Boake has been a member of UFCW 1500! DDS has over 4,000 qualified dentists and specialists in the tri-state area.This extensive network of professionals offers patients a choice of locations as well as dentists. Your new, enhanced service portal is now live! How do I get information about my prescription benefits? 1776, or by contacting your Union or Funds/Service Representative at ext. Find a provider, check your benefits, manage your claims, and much more. Volunteer Income Tax Assistance Program for union members and their families. We are proud of the work that we do in both the community and through the legislative process. 1305. Different scholarships are offered by Local 338 Charities, Union Plus, and our International Unions: the RWDSU and UFCW. They do, however, have a copay that is typically charged each visit. You can obtain information about your health coverage by calling the Funds Office at 516-294-1338 ext. Check out our Part Time Employee Benefits Plan, Check out your summary plan description of the Legal Services Trust Fund, Get $50 off your next visit with a GVS provider. For an annual fee, you receive a card that allows you to access care from participating dentists at a reduced price. Fields marked with an asterisk (*) are required. endstream endobj startxref Local 338 is proud to be making history alongside the workers of the Pindar Vineyard in Peconic (Suffolk County) who have officially joined our union family! 1505 Kellum Place, Mineola New York 11501. The Member Portal is your place to enter the digital world of the union! There is also information available on the bulletin boards at your worksite or on your My Local 338 account. For information on becoming a network dentist, enter the state where you practice. To search by specialty, language spoken or other details, search using your ZIP code, and on the results page select Refine search. Trainings, seminars and events. Please call the Funds Office at 516-294-1338 ext. AL. MKR54nY!j~wT j>u>A9 j9cy< } &9E9n)8ly5=\^c\\BSI*-.xP5lHX\YMZ qW[CY{qa R_( )ek"g6+JA>^jVm%$$7l6ud#;|p~d8J). hbbd``b`f@q`L n`$X/ Di b0= 1223. 1 0 obj Copyright 2019 Local 338 RWDSU/UFCW. You may also log into the website to create an online account for access to full details on your dental benefits, along with oral health resources and answers to frequently asked questions. Delta Dental. We appreciate and value all of you for your hard work, patience and dedication to the customers and individuals you serve. This means that you cannot be replaced with a younger, less experienced and lower-paid worker when the company is looking to cut costs. Starting January 1, 2022. you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing. Various dental insurance plans offer different combinations of features, network providers, benefits, and coverage options. For full details on your TeamstersCare benefits, please refer to the Benefits Overviewsection or your Summary Plan Description. The Zestimate for this house is $2,618,500, which has decreased by $11,755 in the last 30 days. Please refer to your health insurance ID card to select the appropriate network. To learn more about COVID-19 [Coronavirus] please read more! Join Now: 800-372-7615 . Questions? For answers to specific questions about your pension or annuity, please contact The Local 338 Retirement Department at 516- 294-1338 ext. << Participating Dentists This is a listing of the names, addresses and phone numbers of the dentists who are currently participating with the CWA Local 1180 Scheduled Dental Benefit Plan. Yes. Our dentist directory makes it easy by allowing you to filter your search results by language. We offer vision coverage through DeltaVision in 15 states and the District of Columbia. In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control. Register for our member service portal, where youll find everything you need to know about your health plan in one convenient location. The TeamstersCare dental staff will coordinate your dental treatment and help advise you on how to maximize your dental benefits among your dental providers. /Type/XObject If you need to find a dentist who speaks your language, you're in luck. With Guardian, for example, deductibles are around $50 for an individual policy or $150 for a family policy. You will be directed to your local Delta Dental website. Search for a network dentist near your home or work. 1776 for further details or visit your My Local 338 account. Find a dentist near you Search for a provider in your network to be sure you get the most out of your plan. Local 338 Child Care Benefit Reimbursement Application, NYC Facilitated Childcare Enrollment Project Eligibility Request. We are proud to have earned an A+ rating with the Better Business Bureau an organization that promotes accountability and honesty between businesses and their customers. THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. Our traditional open access network 2014 Teamsters Union 25 Health Services & Insurance Plan - All rights reserved. Copyright 2019 Local 338 RWDSU/UFCW. >> This plan is not a Qualied Health Plan under the Affordable Care Act. The actual limitations and exclusions that apply to your Dental Plan are governed by the policy forms approved for use in your state. The portal will allow you to preview medical claims and order their own optical forms. (BRIGHT MLS) 4 beds, 4.5 baths, 2742 sq. 1775. We proudly represent workers in variety of industries, including: Your "My Local 338" account is your portal into easily accessing information about your contract and benefits, as well as important news and upcoming events. Guardian claims data indicates that people enrolled in a dental plan who received regular cleanings at least once a year needed fewer major dental services and had lower out-of-pocket expenses1. Your Zip Code. Each of our participating dentists has been carefully screened to ensure the highest standard of dental care available. What is Dental PPO insurance, and how does it work? Answer: Depending on your Union contract, you MAY be eligible for benefits such as child care, supplemental disability, hearing aid reimbursement, hospital income replacement and more. The only way you lose is by walking away. 1304. Dr. Deborah Simmers, DMD. UFCW has teamed up with Radius Bank! Join Us for Our Next Membership Meeting Wednesday, June 21, 2023. The specific policy you choose will dictate which dental services are covered. Members can click, WWW.DDSINC.NET to view Dental Providers click on PATIENTS ONLY, and then FIND A PROVIDER enter 1500 for Union Number on the search screen, and then the zip code and address to find the nearest provider. The portal will allow you to preview medical claims and order their own optical forms. Youre included in the union negotiating process. If dentist choice is more important to you, then a Dental PPO may be a good solution for your needs. Joining the MagnaCare network is as easy as 1, 2, 3 Know a great provider? On the downside, indemnity plans are expensive, difficult to find, and generally require that you pay your dentist up-front then file paperwork for reimbursement. stream If you are a participant in a Local 338 Health & Welfare plan, and need information about your eligibility or your plan, you can call the Fund Office's Prescription Department at 516- 294-1338 ext. Youll receive a quick response from a TeamstersCare representative. Active members can also find more information about their retirement benefits by logging in to your . (718) 338-3202 Horizon Dental Arts Dr. Dranovsky 1804 Flatbush Ave. Brooklyn, NY 11210 (718) 253-2000 Here are the nominees Joe Biden has selected to fill key roles in his administration, Get informed about your benefits, rights and history, The official site of UFCW 1500 © 2023 | Designed by romanelli communications. DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Dr. Deborah Simmers, DMD. Please be prepared to provide the following information: When you arrive at the TeamstersCare dental office for your appointment, well take all appropriate steps to diagnose the problem and relieve your discomfort. Local 338 members provide essential services to the public and are vital to ensuring our communities get through this difficult time. M` Send your request to recruitmentrequests@magnacare.com or call 888.624.6202. Like PPO health plans, most PPOdental coverageplans have a deductible that you are required to pay out of pocket before your insurer starts covering services. Dental health issues have been connected to many severe health problems, including heart disease, diabetes, osteoporosis, and others.2 By investing in dental coverage, you're investing in your overall health and the health of your family. Contact your fund office to request a gift card. Registration is free and easy! That's why the dental policy that may suit the needs for individuals and families is the one that lets them see a trusted dentist in a convenient location, covers the treatments they need, and does so at a price that fits their budget. More information about this, as well as how to start the application process, can be found on your My Local 338 account. Any questions you may have regarding a dental . 1305. Active members can also find more information about their retirement benefits by logging in to your My Local 338 account. MyLocal 338 provides instant access to information on your benefits through the union. All claims must be submitted within 12 months of service date to: No, services provided at TeamstersCare Dental offices have no effect on your Dental Blue Freedom coverage. You are also entitled to a number of exclusive perks, including exclusive discounts to dozens of goods, services, and vacation packages. Click here for registration instructions. BothDHMO dentalplans and DPPOs can be a good choice, and both have their advantages and disadvantages. This policy provides DENTAL insurance only. Different scholarships are offered by Local 338 Charities, Union Plus, and our International Unions: the RWDSU and UFCW. Our services are here to benefit you, so feel free to speak up! Join us for a free Homebuyer Workshop to find out. << Schrafft's City Center529 Main Street, Suite 209Charlestown, MA 02129, Local: (617) 241-9220Inside MA: 1 (800) 442-9939Outside MA: 1 (800) 225-6135. . endstream 2022. To make an appointment with one of our experienced dental professionals, please call one of our three dental offices below. This plan does not meet the minimum creditable coverage requirements under M.G.L. the member a list of participating General Dentists and Specialists in any requested area. Who do I speak to about my retirement benefits? You can obtain information about your health coverage by calling the Funds Office at 516-294-1338 ext. This is a complicated question because not everyone has the same needs. Dr. With a Dental PPO, you can use any dentist - even if they're not in the network - but you will pay less out of pocket if you use someone in the DPPO network. These dental plans have no network and allow you to go to any dentist you choose. G1XDx%m2Z\>Dx&9Y)?D>!dzFkW2Op' _tW7i@7tE!t'f l7.6iI%bXqyH#Z; ]8Mn,DPss~5]TWhhp^#LG4JXM>*p+ew/qNIyD}`lWHl8@ix'c9EFE4KBbvei`(>3|g M 8aY6bN"krayc; iqP+9Dy&([I#$=BE5l*HGb8~7waL%08WmZaMx`"uXm.68Wj,##Vofc}:Hq1Fe OX6k".R:@@;(QuG@;THE-hF8MOX:)r^3-VRdtrFAf- }dn]%Ft3"^1l5Q)T1fq|-!wSFC7*2u[)+OW/~q.q}I^n^6 Use towards surcharges or upgrades on your eyeglass purchase. /Filter/FlateDecode Providers Join our network of leading providers in New York, New Jersey, and Connecticut. How do I get information about my optical and dental benefits? This article will help you answer four important questions: Going to the dentist can be a bit nerve-racking, even if youve been going to the same person for years. You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund, less a nominal processing fee, if applicable (nominal fee for MD residents is $5, AR and TN residents will be refunded processing fee). This is one reason why more dentists join our network than any other. /SM 0.001 You may be eligible for a grant through the UFCWs United Latinos New American Citizenship Fund!